We carry full liability insurance for $2m and also bond our guys. It costs us about 1050 a year. We are more than covered, but use it as a selling point to our clients. I’ve even put it on our promotional material. We have a few competitors who run their business from the trunk of their car and who have zero insurance. I look at it as peace of mind.
It's kind of like double clamping fittings; it helps me sleep better at night.
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